Archive for November, 2009
Arizona Car Insurance – It’s The Law
Drivers in every state are required to have AZ car insurance. Some states require more insurance than others, but all require that you either have insurance or provide a bond with the state showing that you are financially responsible in case of an accident.
If you are pulled over by the police and do not have car insurance in some states, the police can confiscate the license plates to your car and your registration can be canceled. You can be fined in other states and be required to show the court that you now have insurance. If you must have insurance after being stopped without insurance, it may cost you more.
Fines and confiscated license plates are minor as they are compared to the price that is involved when you are in an accident and do not have insurance.
Some states have laws that make the driver without insurance automatically at fault in any accident he is involved in. This puts all the financial responsibility on you. Even without that law, you can be the cause of an accident and suddenly have bills that you cannot afford to pay.
First you could lose your own vehicle in the accident. Then you could have to pay for replacement of the other vehicle or vehicles involved in the accident. Since new vehicles can cost over twenty thousand dollars each, these expenses can quickly add up.
You will also have to pay hospital bills for anyone injured in the accident. A minimum emergency room visit is three thousand dollars and intensive care can cost three thousand dollars every day. Add the costs of surgery and you could easily be responsible for thirty thousand dollars per person involved in the accident. These costs can break you financially.
Everyone likes to think that they are a safe driver and will not get into an accident. The problem is that even the most defensive drivers are sometimes involved in an accident. It only takes a second of your eyes being off the road and you can have a major financial responsibility.
Maybe you have heard the old expression penny wise but pound foolish. This expression is exactly the description of a person who is driving without insurance. Most drivers can purchase insurance for under one hundred dollars per month. Driving without insurance can cost you thousands of dollars in a few seconds.
Get info about saving money on Peoria auto insurance and also finding Chandler car insurance quotes and rates.